Terms of Service

1. Acceptance of Terms

By accessing or using CME Wallet (cmewallet.in), you agree to be bound by these Terms of Service. If you do not agree, do not use the service. These terms constitute a legally binding agreement under the Indian Contract Act, 1872.

2. Service Description

CME Wallet is a digital tool that helps medical professionals:

• Track Continuing Medical Education (CME) credits and certificates
• Discover upcoming CME events
• Generate compliance reports for state medical council requirements
• Receive reminders about renewal deadlines and credit progress

3. Eligibility

• You must be at least 18 years of age
• You must be a licensed medical professional or a CME event organizing entity registered in India
• You must provide accurate and truthful information during registration

4. User Responsibilities

• You are solely responsible for the accuracy of certificates and credits you upload
• You must not upload fraudulent, forged, or misleading certificates
• You must keep your phone number and credentials secure
• You must not attempt to access other users' data or accounts
• Organizations must ensure event submissions are accurate and comply with NMC/state council guidelines

5. CME Events and Third-Party Listings

• CME Wallet aggregates event information from public sources and user submissions
• We do not verify, accredit, or endorse any CME event listed on the platform
• For organization-submitted events, the listing organization is solely responsible for event accuracy, delivery, and quality
• For paid events, payment transactions are between the doctor and the organizing entity. CME Wallet is not a party to such transactions
• Event listing fees paid by organizations are non-refundable once the event is approved and published
• CME Wallet reserves the right to remove any event that violates guidelines or is reported as fraudulent

6. Compliance Reports

7. NMC Credit Guidelines Reference

CME Wallet references the National Medical Commission guidelines requiring 30 CME credit hours per 5-year renewal cycle. However:

• Requirements may vary by State Medical Council
• Category-wise credit requirements may differ across states
• NMC guidelines are subject to change; CME Wallet may not reflect the latest amendments immediately
• Always refer to the NMC official website and your State Medical Council for current requirements

8. Intellectual Property

All content, design, code, and branding of CME Wallet are protected under the Copyright Act, 1957 and Trademarks Act, 1999. Users may not copy, reproduce, or distribute any part of the service without written consent.

9. Limitation of Liability

To the maximum extent permitted under Indian law:

• CME Wallet is provided "as is" without warranties of any kind
• We do not guarantee that the service will be uninterrupted, error-free, or secure
• We are not liable for any loss of data, credits, or professional consequences arising from use of the service
• We are not liable for actions, quality, or disputes related to third-party events listed on the platform
• Our total liability shall not exceed the amount paid by you (if any) in the 12 months preceding the claim

10. Indemnification

You agree to indemnify and hold harmless CME Wallet, its operators, and affiliates from any claims, damages, or expenses arising from your use of the service, violation of these terms, or infringement of third-party rights.

11. Account Termination

• You may delete your account at any time by contacting us
• We reserve the right to suspend or terminate accounts that violate these terms
• Upon termination, your data will be deleted as per our Privacy Policy

12. Modifications

We may modify these terms at any time. Changes will be posted on this page. Continued use of the service constitutes acceptance of modified terms. Material changes will be notified via email.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of India. Any disputes arising from these terms shall be resolved through arbitration under the Arbitration and Conciliation Act, 1996, with the seat of arbitration in Hyderabad, Telangana. The language of arbitration shall be English.

14. Grievance Officer

In compliance with the Information Technology (Intermediary Guidelines) Rules, 2021:

Grievance Officer: CME Wallet Team

Email: nalluruj@gmail.com

Response time: Within 24 hours of receipt; resolution within 15 days

15. No Medical Advice